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A StrongMocha Publication · N°962 · SM/BSC
Validate the 11-character Indian format locally, then look up an exact branch in the RBI-derived database when the format passes.
4 bank letters · 0 · 6 branch characters
Samples: · ·
| Bank | HDFC | Four-letter bank prefix | |
| Reserved | 0 | Mandatory zero in position five | |
| Branch | 000123 | Bank-assigned six-character branch identifier |
Need to browse? Search the full IFSC branch database by code, bank, branch, district or city. Always obtain the complete IFSC from a bank document, the recipient or the bank itself.
It is always the digit 0. That reserved position makes it possible to distinguish the four-letter bank prefix from the six-character branch identifier.
After a code passes the local format check, the page asks this site’s stateless IFSC API for a matching record in the current RBI-derived dataset. A result is still reference data and must be verified with the bank.
IFSC is an Indian domestic banking identifier. An international payment may additionally require the bank’s BIC/SWIFT code and the beneficiary’s account details.