Finance desk · Private browser tools 18 July 2026 · N°962
Bank SWIFT & IFSC Codes

A StrongMocha Publication · N°962 · SM/BSC

Tool · Indian Financial System Code

IFSC code checker

Validate the 11-character Indian format locally, then look up an exact branch in the RBI-derived database when the format passes.

Checked locally

Samples: · ·

How an IFSC is constructed

Read the IFSC guide →
HDFC0000123
BankHDFCFour-letter bank prefix
Reserved0Mandatory zero in position five
Branch000123Bank-assigned six-character branch identifier

Need to browse? Search the full IFSC branch database by code, bank, branch, district or city. Always obtain the complete IFSC from a bank document, the recipient or the bank itself.

IFSC checker FAQ

What is the fifth character of an IFSC?

It is always the digit 0. That reserved position makes it possible to distinguish the four-letter bank prefix from the six-character branch identifier.

Can this checker identify an exact branch?

After a code passes the local format check, the page asks this site’s stateless IFSC API for a matching record in the current RBI-derived dataset. A result is still reference data and must be verified with the bank.

Is IFSC used outside India?

IFSC is an Indian domestic banking identifier. An international payment may additionally require the bank’s BIC/SWIFT code and the beneficiary’s account details.

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