Understand the structure
Learn what the bank prefix, reserved zero and branch identifier each do.
A StrongMocha Publication · N°962 · SM/BSC
Map the first four IFSC letters to 45 major Indian banks, then open that prefix’s full branch ledger.
Bank prefix · Reserved zero · Branch code
Prefixes are not complete IFSCs. A usable IFSC also needs the reserved zero and the bank-issued six-character branch identifier. Verify the complete code with the bank or recipient.
| Prefix | Bank | IFSC shape |
|---|---|---|
| AUBL | AU Small Finance Bank | AUBL0•••••• |
| AIRP | Airtel Payments Bank | AIRP0•••••• |
| UTIB | Axis Bank | UTIB0•••••• |
| BDBL | Bandhan Bank | BDBL0•••••• |
| BARB | Bank of Baroda | BARB0•••••• |
| BKID | Bank of India | BKID0•••••• |
| MAHB | Bank of Maharashtra | MAHB0•••••• |
| CSBK | CSB Bank | CSBK0•••••• |
| CNRB | Canara Bank | CNRB0•••••• |
| CITI | Citibank India | CITI0•••••• |
| DBSS | DBS Bank India | DBSS0•••••• |
| DCBL | DCB Bank | DCBL0•••••• |
| DEUT | Deutsche Bank India | DEUT0•••••• |
| DLXB | Dhanlaxmi Bank | DLXB0•••••• |
| ESFB | Equitas Small Finance Bank | ESFB0•••••• |
| FDRL | Federal Bank | FDRL0•••••• |
| FINO | Fino Payments Bank | FINO0•••••• |
| HDFC | HDFC Bank | HDFC0•••••• |
| HSBC | HSBC India | HSBC0•••••• |
| ICIC | ICICI Bank | ICIC0•••••• |
| IBKL | IDBI Bank | IBKL0•••••• |
| IDFB | IDFC First Bank | IDFB0•••••• |
| IPOS | India Post Payments Bank | IPOS0•••••• |
| IDIB | Indian Bank | IDIB0•••••• |
| IOBA | Indian Overseas Bank | IOBA0•••••• |
| INDB | IndusInd Bank | INDB0•••••• |
| JAKA | Jammu & Kashmir Bank | JAKA0•••••• |
| JSFB | Jana Small Finance Bank | JSFB0•••••• |
| KARB | Karnataka Bank | KARB0•••••• |
| KVBL | Karur Vysya Bank | KVBL0•••••• |
| KKBK | Kotak Mahindra Bank | KKBK0•••••• |
| NESF | North East Small Finance Bank | NESF0•••••• |
| PYTM | Paytm Payments Bank | PYTM0•••••• |
| PSIB | Punjab & Sind Bank | PSIB0•••••• |
| PUNB | Punjab National Bank | PUNB0•••••• |
| RATN | RBL Bank | RATN0•••••• |
| SIBL | South Indian Bank | SIBL0•••••• |
| SCBL | Standard Chartered Bank India | SCBL0•••••• |
| SBIN | State Bank of India | SBIN0•••••• |
| SURY | Suryoday Small Finance Bank | SURY0•••••• |
| TMBL | Tamilnad Mercantile Bank | TMBL0•••••• |
| UCBA | UCO Bank | UCBA0•••••• |
| UJVN | Ujjivan Small Finance Bank | UJVN0•••••• |
| UBIN | Union Bank of India | UBIN0•••••• |
| YESB | YES Bank | YESB0•••••• |