1. Informational service
Bank SWIFT & IFSC Codes provides general educational material, format validators and curated reference directories. It is not a bank, payment institution, credit bureau, regulated financial adviser or official SWIFT or RBI directory. Use of the site does not create an advisory, fiduciary, banking or professional-client relationship.
2. No financial or payment advice
Content is not financial, legal, tax or payment advice. A validator can establish that a value follows visible format and checksum rules; it cannot confirm an account’s existence, ownership, status, network reachability, sanctions status or suitability for a transfer. You remain responsible for verifying payment instructions with a trusted bank, provider or recipient before funds are sent.
3. AI Assistant
The optional AI Assistant uses a provider key supplied by you and sends requests directly from your browser to that provider. Its answers are probabilistic, informational only, may be wrong and are not financial advice. You must not rely on an AI answer as confirmation of a code, account, beneficiary or transfer route. Verify all payment details with your bank.
4. Accuracy and availability
Reasonable care is taken with algorithmic rules and editorial data, but no promise is made that all content is complete, current or error-free. Bank identifiers, institutional names, branch arrangements and registry information can change. Directory entries are editorial references and must not be treated as real-time operational instructions. The site may be corrected, changed, suspended or withdrawn without notice.
5. Acceptable use
You may use the public pages and browser-local tools for lawful personal or business reference. You must not attempt to disrupt the site, bypass access controls, introduce malicious code, misrepresent the site as an official banking service, or use its presentation to deceive another person. Automated access must remain reasonable and must not impair availability.
6. Intellectual property
Original editorial text, page design, code and compilation choices are protected by applicable intellectual-property law. Standards names, bank names and identifiers belong to their respective owners and are used descriptively. No affiliation or endorsement by SWIFT, RBI, a listed bank or another institution is implied.
7. Liability
To the maximum extent permitted by law, the site is supplied without warranties of accuracy, fitness for a particular purpose or uninterrupted availability. Nothing in these terms excludes liability that cannot lawfully be excluded, including liability for intent, gross negligence, injury to life, body or health, or mandatory statutory rights. For ordinary negligence, liability is limited according to applicable German law.
8. Governing law
These terms are governed by the laws of the Federal Republic of Germany, without displacing mandatory consumer protections that apply in a user’s country of residence. Statutory rules determine the competent courts.
9. Contact and severability
Questions may be sent to contact@bankswiftifsccodes.com. If a provision is unenforceable, the remaining provisions continue to apply to the extent permitted by law.